FAQ's

About our service

About our costs

About credit reports

About credit

image request proven
image
Questions about Waterfield Credit's service

How do you restore my bad credit?

Is credit repair legal?

What if deleted items appear again?

Do I need to see my credit reports first?

How do I know the service is working?

Does paying old bills restore my credit?

How long can this take?

Can I restore my own credit?

Do I need to pay my bills?

Is credit repair legal?

There is nothing illegal about disputing items on your credit report. Although, the credit reporting agencies would like you to think differently. In fact, the Fair Credit Reporting Act gives you the legal right to dispute items on your credit report.

The Federal Fair Credit Billing allows consumers the right to request broad amounts of information regarding billing and payment history.

The Federal Fair Credit Billing Act allows consumers the right to request broad amounts of information regarding billing and payment history.

The Fair Debt Collection Act gives you rights as a citizen regarding the behavior and duties of debt collectors. We are educated in the changing laws to fight for your legal rights.