Questions about Waterfield Credit's service
How do you restore my bad credit?
Is credit repair legal?What if deleted items appear again?
Do I need to see my credit reports first?How do I know the service is working?
Does paying old bills restore my credit?
How long can this take?Each credit reporting agency has 30 to 45 days by law to conduct an investigation for a given dispute letter. We know how important it is to achieve results, so we get the process started immediately.
The key is to remove negative items off your credit reports. Removing these items is the single most important thing you can do to raise your credit score. It is also important to make sure no new negative items appear on your credit. Your score should gradually improve as successive rounds of credit dispute letters are sent out.
In addition, Waterfield Credit will consult with you an a personal level in order to design a plan of action tailored for your unique situation. Because removing negative items only accounts for a percentage of your credit score, we will empower our clients with knowledge that will further increase your score. Our goal is for you to achieve an outstanding credit score in the least amount of time.
Although most clients reach initial goals in less than six months due to the benefits of Waterfield Credit's consultation and credit repair services, many of our credit repair clients extend our services.
Statistically, participating clients have received, on average, 9 deletions by their third month of service, 14 by the sixth month, and 22 deletions by the end of nine months. A deletion is a credit item that has permanently disappeared from the credit report of the client. Results may vary due to easch unique situation.
The progress of your case will depend on your participation (sending in credit reports on a timely basis), the nature of your case, and level of credit bureau co-operation