Questions about Waterfield Credit's service
How do you restore my bad credit?
Is credit repair legal?What if deleted items appear again?
Do I need to see my credit reports first?How do I know the service is working?
Does paying old bills restore my credit?
Do I need to pay my bills?If there are delinquent accounts appearing on your credit reports that have not been paid off, the actual debt behind the listing remains the same even if we delete the account from your credit report. You still owe the same money that you owed in the first place. If you don't pay the debt, the creditor or collection agency could always re-report the item. So removing the listing with out addressing the debt is only a temporary solution.