Questions about credit
Can credit repair companies be trusted?
How long do negative items stay listed?
How much does bad credit cost?
Will deleted items just reappear again?
Are items such as bankruptcies and foreclosures impossible to remove?
Should consumers try credit repair on their own?
Do creditors bother to read the 100 word statement?
Can changing one's SSN or EIN tax number help credit matters?
Does enough good credit offset any bad credit?
Do negative items remain listed for at least 7 years?
Can bad credit be deleted?
Despite the hype, the proof is in the results, negative credit items are deleted every day. The United States Congress has enacted a set of laws that protect the consumer and provide that only verifiable, accurate information appear on a persons credit report. This same law details the rules for how negative information must be investigated and treated should it be challenged. We at Waterfield Credit are experts on the law and have developed effective strategies that will help you achieve your financial goals. We will be your advocates to ensure that the credit bureaus comply and provide you with the protections that the law demands.