Questions about credit reports
What information appears on a credit report?
How long do negative items stay listed?
How much bad credit does it take to be denied credit?
Who looks at my credit report?
Whats the difference between R1 and R9?
What is a credit report?
A Credit Report is a report of information maintained by a credit bureau. The report will have information such as your name, address, social security number, and credit payment history. Credit grantors, such as banks, may report positive or negative credit payment information to the credit bureau. Utilities, such as the telephone and power companies, may also report your payment history. Credit grantors may review this information any time you apply for a loan, including a credit card, to use in determining whether they will lend you money.